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How Credit Reporting Agencies Work
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Credit reporting agencies collect your credit history. Learn about credit reporting agencies and your rights under the the Fair Credit Reporting Act.
How NHTSA Ratings Work
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The NHTSA ratings review and rate automobiles based on certain criteria. Learn all about the NHTSA ratings at HowStuffWorks.
How Credit Reports Work
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Credit reports track your entire credit history. Learn about credit reports, how to see yours, and how credit reports affect your chances of getting a loan.
How Credit Monitoring Works
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But does credit monitoring really help protect against identity theft? Learn how credit monitoring works at HowStuffWorks.
How Credit Scores Work
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Your credit score determines how much you pay for life's needs. Find out about FICO and the Beacon system and get tips on raising your credit score.
How Revolving Credit Works
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Revolving credit is a line of credit that doesn't have to be paid off each month but gathers interest when it's not. Learn about revolving credit.
What is the average credit score and why?
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The average credit score is based on a score developed by the Fair Isaac Corporation. Learn how the FICO formula determines an average credit score.
Should I Consolidate My Credit Cards?
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How many credit cards do you have? Keep reading to learn if you should consolidate your credit cards.
10 Healthy Ways to Build Credit
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These 10 ways to build credit will help you establish a credit history or improve your existing credit report. Read our 10 healthy ways to build credit.
5 States with Unusually High Auto Insurance Rates
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Which states are the most expensive for auto insurance? Read about 5 states with unusually high auto insurance rates.