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How Credit Reporting Agencies Work
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Credit reporting agencies collect your credit history. Learn about credit reporting agencies and your rights under the the Fair Credit Reporting Act.
The Ultimate Ways to Build Credit Quiz
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Some people have never applied for credit, whereas others are trying to rebuild their credit rating after bankruptcy or years of defaulting on payments. It can be difficult to establish good credit, but hope is not all lost. Take this quiz and find out how you can be credit healthy.
How Credit Reports Work
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Credit reports track your entire credit history. Learn about credit reports, how to see yours, and how credit reports affect your chances of getting a loan.
How Credit Monitoring Works
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But does credit monitoring really help protect against identity theft? Learn how credit monitoring works at HowStuffWorks.
How Credit Scores Work
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Your credit score determines how much you pay for life's needs. Find out about FICO and the Beacon system and get tips on raising your credit score.
How NHTSA Ratings Work
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The NHTSA ratings review and rate automobiles based on certain criteria. Learn all about the NHTSA ratings at HowStuffWorks.
How Revolving Credit Works
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Revolving credit is a line of credit that doesn't have to be paid off each month but gathers interest when it's not. Learn about revolving credit.
What is the average credit score and why?
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The average credit score is based on a score developed by the Fair Isaac Corporation. Learn how the FICO formula determines an average credit score.
Should I Consolidate My Credit Cards?
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How many credit cards do you have? Keep reading to learn if you should consolidate your credit cards.
10 Healthy Ways to Build Credit
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These 10 ways to build credit will help you establish a credit history or improve your existing credit report. Read our 10 healthy ways to build credit.